Share of Cost Medi-Cal is typically used by beneficiaries in one of three ways:
Share of cost Medi-Cal is a program that assists low-income individuals and families in California who cannot afford the high medical care costs. It is typically used by beneficiaries in one of three ways:
- Catastrophic Coverage: Catastrophic coverage includes medical expenses for a major health event, such as an injury or accident. In such cases, beneficiaries may face high out-of-pocket costs that could drain their savings or lead to financial ruin. Share of cost Medi-Cal can help cover some of these costs and ensure that beneficiaries receive the care they need without facing financial hardship.
- Long-Term Care Coverage: Long-term care coverage includes support for nursing home care or in-home supportive services for individuals who require long-term care. Share of cost Medi-Cal can help cover the costs of such care, which can be prohibitively expensive for many families.
- Coverage for Costly Chronic Conditions: Coverage for expensive chronic conditions includes health care services for an illness that is costly and chronic enough to generate high monthly medical expenses. Share of cost Medi-Cal can help cover some of these costs, which can be a huge relief for families struggling to manage the financial burden of chronic illness.
Overall, Share of Cost Medi-Cal is an important program providing critical support to California’s low-income individuals and families. It helps ensure everyone has access to the care they need, regardless of their financial situation.