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1. When is the best time to buy a Medigap policy? When is the best time to buy a Medigap policy?...
2. Several Medicare Cost Changes for New Beneficiaries in the President’s Budget Proposal Several Medicare Cost Changes for New Beneficiaries in the President’s Budget Proposal...
3. Share of Cost, Dental Insurance for Seniors on Medicare Share of Cost, Dental Insurance for Seniors on Medicare...
4. Dental Insurance for Seniors on Medicare Dental Insurance for Seniors on Medicare...
5. What do I need to know if I want to buy a Medigap policy? What do I need to know if I want to buy a Medigap policy?...
6. DOI Provides Updated List of Companies Selling Medigap Policies in CA DOI Provides Updated List of Companies Selling Medigap Policies in CA...
7. How We Calculate the Out-of-Pocket Costs (OOPC) Data How We Calculate the Out-of-Pocket Costs (OOPC) Data ...
8. How does Medigap help pay your Medicare Part B bills? How does Medigap help pay your Medicare Part B bills?...
9. Why is it important to buy a Medigap policy when I am first eligible? The best time to buy a Medigap policy is during your Medigap open enrollment period. This period lasts for 6 months and begins on the first day of the month in which you’re both 65 or older and enrolled in Medicare Part B. Some states have additional open enrollment periods including those for people under 65. During this period, an insurance company can’t use medical underwriting. This means the insurance company can’t do any of the following because of your health problems: • Refuse to sell you any Medigap policy it sells • Make you wait for coverage to start (except as explained below) • Charge you more for a Medigap policy While the insurance company can’t make you wait for your coverage to start, it may be able to make you wait for coverage if you have a pre-existing condition. A preexisting condition is a health problem you have before the date a new insurance policy starts. In some cases, the Medigap insurance company can refuse to cover your out-of-pocket costs for these pre-existing health problems for up to 6 months. This is called a “pre-existing condition waiting period.” After 6 months, the Medigap policy will cover the pre-existing...
10. Step-by-Step Guide to Buying a Medigap Policy Step-by-Step Guide to Buying a Medigap Policy...
11. Share of Cost: Medigap Cost-Sharing Changes Meet Diverse Opposition A provision in the 2010 federal health care reform law calls for changes in Medigap policies that essentially shift the burden of health care costs more onto the hands of beneficiaries. Several members in Congress have come to the unsubstantiated conclusion that because some Medigap plans (the most popular ones, C and F) cover most of […]...
12. Share of Cost, Do Dental Insurance Plans Require You to Wait Share of Cost, Do Dental Insurance Plans Require You to Wait...
13. Share of Cost, Know how to Change from a Marketplace Plan to Medicare. Share of Cost, Know how to change from a Marketplace plan to Medicare....
14. Comparing Medigap costs Comparing Medigap costs...
15. Share of Cost – Dental Insurance for Seniors Over 65 Because dental is not included in Original Medicare (unless medically necessary) or Medigap supplement plans, seniors must look elsewhere for dental care coverage. One option is that you could enroll in a Medicare Advantage plan, just be aware that dental benefits are usually limited to cleanings, exams, and bitewing X-rays. So make sure you know […]...